2027 numbers
Every 2027 Figure Your Renewal Will Be Judged Against
Published IRS figures with the revenue procedure that set them, and the survey numbers that frame the market.
10.22%ACA affordability threshold, 2027Rev. Proc. 2026-26 · 9.96% in 2026
$3,780 / $5,670§4980H(a) / (b) penalties, 2027Rev. Proc. 2026-22
$4,500 / $9,000HSA limits, 2027 (self / family)Rev. Proc. 2026-24 · $1,000 catch-up at 55
$1,750 / $3,500HDHP minimum deductible, 2027Rev. Proc. 2026-24 · OOP max $8,700 / $17,400
$9,804 / $28,303Avg single / family premium, 2026KFF 2026 Employer Health Benefits Survey
$1,672 / $7,471Avg worker contribution, single / family, 2026KFF 2026 Employer Health Benefits Survey
+8.2% · +9.5% · +11.1%2027 projections: Mercer (after changes) · Aon · WTW (before changes)Mercer, Aug 2026; Aon, Aug 2026; WTW 2026 Best Practices survey (via Insurance Business)
$17,562Total 2026 plan cost per employeeAon, Aug 2026 · employer share $14,432
Not Yet Released For 2027
Health FSA, QSEHRA and 401(k) contribution limits are usually published by the IRS in late October or November. The 2026 figures remain in force until then; we update this page the week they are released.